No need cash now in Mumbai if you have BHIM

8 November 2016 this day i was in Wadala Mumbai.when Honorable PM of india Announce of demonetization of 500 and 1000 notes of indian currency. I was in Firt year Student of BA. After 10 november i saw a huge line at bank for deposit money in bank and as well withdraw for 2000 rupee. The same bank line are mostly for two months and more. i am here not to make advantages and disadvantages of demonetization but a major change that i observed from that day. Government of India launched BHIM app, a UPI based payment interface developed by National Payments Corporation of India (NPCI) that allows real time fund transfer. I think that BHIM app is most poweefull tool to reduce currency circulation and enable and digital payment. In 2021 i am now at Mumbra Thane where i saw every shopkeepers have QR code that enable online payment via UPI method now a days if I bought 10 rupee Biscuit packet i paid that money by UPI related app like PAYTM, BHIM, PHONEPE, GPAY, AMAZONPAY. This UPI method will reduce currency circulation as well as enhance Digital payment.

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Asia's Countries with their Flag Logo and Motto

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Indian State Emblems with some information

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अर्थशास्त्र और मोची के सवालात

आज के दिन मेरे प्रथम छमाही परीक्षा का आखरी पेपर खत्म हुआ, हर कोई खुश था, मैं भी खुश था, किसी भी तरह परीक्षा खत्म हो गयी, हर किसी का एक प्लान बना था कि कोई घूमने जाएगा तो किसी का सोने का प्लान, मैं ने 3 मूवी डाउनलोड किया था और मेरा प्लान था कि मैं आज दो मूवी रात भर तक देख लूंगा, और इस तरह परीक्षा का जो बोझ मेरे सर पर था उस को दूर कर दूं। पर यह प्लान मुकम्मल नही हो पाया, क्योंकिं मुझे थोड़ा मोची के पास अपने स्वेटर की चैन लगाने जाना पड़ा बहुत ढूंढने के बाद मुझे एक मोची मिल गया, मोची आपने काम मैं था तो हमारी थोड़ी बातचीत शुरू हुई , तभी बातों बातों में उन्होंने मुझ से पूछा कि आप क्या करते हो तो मैं ने बताया कि मैं पंधरावी कर रहा हूँ तो उन्होंने पूछे यह क्या होता है कोनसा कोर्स है तो मैं ने बताया मैं अर्थशास्त्र में ग्रेजुएशन कर रहा हूँ, तो उनका सवाल था कि इस से क्या होता है,यह कैसा विषय है यह किस बारे में होता है, तो मैं ने अपने सरल शब्दों में बताने की कोशिश की यह अर्थशास्त्र सरकार की पॉलिसी बनाने में काम आती है, कितना टैक्स लगाना और कितना सब्सिडी देना यह अर्थशास्त्र विषय मे होता है, फिर...

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